Life Insurance

Life Insurance

What’s a life worth?  All your life you have provided something to those you love.  Even if you weren’t here, you could still provide some comfort and ease for them.  Their feelings of your loss would continue but providing financial support for them would mean that they would also not suffer in addition.  How much, what kind of financial support?  What about business owners who want to secure the assets of the business they built? Life insurance is a good solid answer. 

There are many kinds of life insurance, i.e. term life insurance which is pure protection for a specific period of time; whole life which builds cash and has loan and nonforfeiture values; variable life which may be both a flexible or a fixed premium and is designed to be a hedge against inflation; universal life which allows the policyowner more freedom to determine policy provisions and is a combination of life insurance and a current interest savings plan; variable universal life which allows the policyowner to have more control over the three main elements of a life insurance policy – cash value, death benefit, and investment selection.  

Stuart Friedman has over three decades of experience helping clients make sound financial planning choices. He can help you figure it out.  Talk to us, we can help.